December 27, 2025
Finance

Analyst Warns of Potential Halving in Bitcoin's Valuation Relative to Gold by 2026

Bloomberg Intelligence's Mike McGlone highlights risks in Bitcoin's price ratio versus gold amid market volatility

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Summary

Mike McGlone of Bloomberg Intelligence projects a substantial reduction in Bitcoin's value relative to gold over the next few years, suggesting a possible 50% decline by 2026. This forecast emphasizes the Bitcoin-to-gold ratio as a key indicator intertwined with broader market dynamics, including stock correlations and recession risk.

Key Points

Bitcoin's valuation is currently about 20 times that of gold but may drop to 10 times by 2026 according to Bloomberg Intelligence analyst Mike McGlone.
McGlone suggests that Bitcoin's purchasing power relative to gold could be halved even if U.S. dollar valuations remain relatively stable.
The Bitcoin-to-gold ratio acts as an early indicator for economic risk, particularly pointing toward potential recession headwinds.
There is a significant correlation (~0.5376) between stock markets, market volatility, and the Bitcoin/gold valuation cross, indicating interconnected market dynamics.
McGlone forecasts core CPI could fall to 1%, oil prices around $40, gasoline near $2, and Bitcoin around $50,000 by 2026.
Shifts in Bitcoin's value relative to gold could influence investor portfolios, particularly in strategies involving alternative assets.
The observed relationships highlight the "risk-on, risk-off" nature of current markets where assets move in tandem based on risk appetite.
Investors should monitor these factors as the Bitcoin and gold dynamic may signal wider economic and market trends.

The cryptocurrency Bitcoin (CRYPTO: BTC) may be poised for a significant correction against gold, based on insights from Bloomberg Intelligence analyst Mike McGlone. His analysis projects that the current valuation gap between Bitcoin and gold could narrow by approximately half over the next few years, signaling noteworthy shifts within financial markets.

Currently, Bitcoin's valuation is roughly twenty times higher than that of gold. However, McGlone's outlook suggests this ratio could adjust substantially downward, possibly settling near ten times gold's value by the year 2026. This presents a contrasted scenario to a potential increase to 30 times gold's value, which McGlone deems less likely.

In his evaluation, McGlone highlights that, while traditional U.S. dollar charts may not exhibit dramatic fluctuations, Bitcoin's purchasing power relative to gold stands to decline materially. The reduction in this ratio serves as an early warning sign for economic stress, as the Bitcoin-to-gold cross historically signals underlying risk factors, including increased chances of recession.

Adding complexity to this picture, McGlone identifies a strong positive correlation—approximated at 0.5376—between stock market performance, market volatility, and the dynamics between Bitcoin and gold prices. This indicates that movements in these asset classes are interconnected components of a broader "risk-on, risk-off" market sentiment framework where investors' willingness to assume risk fluctuates.

Looking toward the mid-decade horizon, McGlone also provides accompanying macroeconomic forecasts that contextualize his Bitcoin valuation thesis. These include expectations that core consumer price inflation (CPI) might ease to around 1%, oil prices could decrease to approximately $40 per barrel, gasoline may decline to near $2 per gallon, and Bitcoin's price could be around $50,000.

The implications of such a transition in relative asset values are significant for investors. Bitcoin and gold, as alternative investments, often compete for capital during periods of economic uncertainty or market turbulence. A reduction in Bitcoin's value versus gold may prompt shifts in allocation strategies, affecting portfolio risk profiles and hedging approaches.

Moreover, the substantial correlation observed among stocks, market volatility, and the Bitcoin/gold relationship underscores the importance of monitoring multiple market indicators in tandem. Adjustments in one domain could reverberate through others, emphasizing the interconnected nature of modern financial markets.

Investors and market participants are advised to observe these trends closely, as the balance between digital assets and traditional safe havens continues to evolve amid changing economic conditions and market sentiment.

Risks
  • Bitcoin's potential 50% decrease relative to gold could negatively impact investment strategies relying on crypto gains.
  • A shift in the Bitcoin-to-gold ratio often signals increased recession risk, posing broader economic uncertainty.
  • High correlation among stocks, market volatility, and Bitcoin/gold increases vulnerability to systemic market fluctuations.
  • Uncertainty exists in currency valuation as the USD may not fully reflect shifts in underlying asset valuations.
  • Market volatility and changing investor risk appetite could cause abrupt and unexpected price movements in both Bitcoin and gold.
  • Predicted macroeconomic conditions such as lower CPI and commodity prices introduce variables that could influence asset valuations.
  • Investor reliance on Bitcoin as a hedge against inflation might be challenged if purchasing power declines relative to gold.
  • Volatility within the cryptocurrency market remains elevated, increasing risks associated with Bitcoin's valuation forecasts.
Disclosure
This analysis is based on publicly available information and Bloomberg Intelligence reports. It does not constitute investment advice. Readers should conduct their own due diligence and consider seeking professional financial guidance before making investment decisions.
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