January 16, 2026
Finance

Bitcoin Nears $95,000 Amidst Crypto Regulatory Delays and Mixed Altcoin Movements

Market Stability Tested as Senate Postpones Crypto Market Bill; Altcoins Show Divergent Trends

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Summary

Bitcoin hovers close to $95,000 as traders navigate uncertainties triggered by the Senate's postponement of deliberations on a key cryptocurrency market structure bill. While Bitcoin maintains a bullish posture around this critical support, altcoins including Ethereum, XRP, and Dogecoin exhibit downward trends. Market participants also face significant liquidation events and weigh potential impacts from regulatory and institutional developments.

Key Points

Bitcoin is trading near $95,000 after the Senate postponed debate on a crypto market structure bill, causing cautious investor sentiment.
Altcoins like Ethereum, XRP, and Dogecoin are trending lower while some others like Solana and Shiba Inu show gains, indicating mixed market conditions.
Significant liquidation events were recorded, with nearly 94,000 traders liquidated amounting to $181.70 million in the last 24 hours, reflecting high market volatility.
Technical analysts emphasize the importance of key support levels around $94,555 and $95,100 for Bitcoin to sustain bullish momentum and potentially move toward six-figure prices.

Bitcoin is trading near the $95,000 mark as cautious sentiment prevails among cryptocurrency traders following the Senate's recent decision to defer debate on a pivotal market structure bill that addresses the crypto industry. This postponement has introduced an atmosphere of uncertainty, influencing price dynamics across the broader digital asset spectrum.

At present, Bitcoin (BTC) sits roughly at $95,447, with market watchers emphasizing the importance of holding above key support levels to sustain upward momentum. In contrast, notable altcoins such as Ethereum (ETH), Ripple’s XRP, and Dogecoin (DOGE) have been showing declines, signaling mixed sentiment within the cryptocurrency ecosystem.

Current prices of several key cryptocurrencies track as follows: Ethereum at $3,292, Solana (SOL) sustaining a slight uptick to $144.87, XRP at $2.07, Dogecoin at $0.1365, and Shiba Inu (SHIB) lingering near $0.0583.

Market data from Coinglass reveals that approximately 93,705 traders were liquidated over the past 24 hours, with total liquidations amounting to $181.70 million. Such significant liquidation activity highlights the volatility and risks inherent in the cryptocurrency trading environment during this period of regulatory uncertainty.

Among recent performers, cryptocurrencies such as Story, Dash, and Sky have emerged as top gainers within the last day, contrasting with the declines observed in other major altcoins.

Key Market Developments

  • TikTok Coins are being labeled as a potential 'next Meta' innovation, though specifics about their value proposition remain under discussion.
  • Iran's crypto economy, reportedly valued at $7.8 billion, has drawn analysis for its clandestine operational features.
  • There remains potential for the stalled crypto market structure bill to advance, contingent upon compromises between Coinbase, banking institutions, and Senate Democrats, as recent reports indicate.
  • Bank of America's Chief Executive has raised alarms that up to $6 trillion could shift toward stablecoins, underscoring banking sector apprehension.
  • A Texas-based homebuilder has received SEC approval to introduce a ‘Universal Payments’ token designed for earning cryptocurrency through rent payments.
  • Political market movements include former President Donald Trump's activity pushing a Federal Reserve chair candidate named 'Kevin' to 59% favorability on Polymarket.

Technical Analysis and Trader Perspectives

According to Ali Martinez, a cryptocurrency chart analyst, Bitcoin is undergoing a bullish retest phase consolidating just below the psychologically significant $100,000 threshold. Martinez highlighted that maintaining price levels above $94,555 is essential to preserve what he describes as a bullish price structure, which could enable a renewed attempt to breach the six-figure territory.

Another notable voice, Crypto Tony, pointed out that Bitcoin bulls need to reclaim the $95,100 mark to restore near-term momentum after bears held control during recent trading sessions. Failure to surpass this threshold might sustain downside pressure and curtail immediate upside potential.

Market analyst Michael van de Poppe characterized the current price movement as a healthy retest, forecasting that gold prices might decline over the coming week. He noted that risk-linked commodities are already showing weakness, and if the traditionally slower-reacting gold follows suit, Bitcoin could attract capital moving away from waning commodity assets back into cryptocurrencies.

Additional Market Resources

Benzinga Edge’s Government Trade Tracker offers insights into stock trades filed by U.S. lawmakers under the STOCK Act. This tool tracks over 440 active trades spanning 185 congressional members, revealing an average market performance of approximately +16.9%. Over the past year, members of Congress have reportedly withdrawn more than $91 million from markets, providing an analytic view into trading themes potentially overlooked by retail investors.

Current market snapshots show Bitcoin priced at roughly $95,419, down marginally by 0.19%, Dogecoin at $0.1380 down by 1.42%, Ethereum at roughly $3,292.84 down by 0.75%, Shiba Inu at approximately $0.0000092 up by 14%, Solana up marginally to $144.84 at +1.73%, and XRP slightly down by 0.44% at $2.07.

Conclusion

The cryptocurrency market is navigating a complex interplay of regulatory delays, technical price tests, and diverse asset performances. Bitcoin's position just below $95,500 is critical in shaping near-term market sentiment, with altcoins displaying a more fragmented directional bias. Traders and investors remain attentive to legislative developments and institutional signals that could steer the trajectory of these digital assets.

Risks
  • The Senate's delay in advancing the crypto market structure bill introduces regulatory uncertainty that could affect market dynamics.
  • Failure of Bitcoin to maintain critical support levels may increase downside risks and prolong bearish trends.
  • High liquidation volumes highlight the risk of sharp price corrections impacting trader positions.
  • Ongoing institutional and political developments may contribute to market volatility and unpredictable asset flows.
Disclosure
Education only / not financial advice
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Ticker Sentiment
BTC - neutral ETH - negative XRP - negative DOGE - negative SHIB - positive
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