December 28, 2025
Finance

Evaluating Costco's Four-Decade Growth Journey and Investment Value

A Comprehensive Review of Costco Wholesale's Performance Since Its 1985 IPO

Loading...
Loading quote...

Summary

Since its 1985 initial public offering, Costco Wholesale has demonstrated remarkable growth and resilience in the retail sector. With substantial increases in revenue, store expansion, membership growth, and shareholder returns, Costco exemplifies sustained value creation. This article assesses the company's financial evolution, market strategy, and investment performance over 40 years, providing insights into how an initial investment has matured amid evolving retail dynamics.

Key Points

Costco Wholesale's IPO in 1985 priced at $10 per share, with initial quarterly sales of $134.5 million following shortly.
As of Q1 fiscal 2026, Costco reported net sales of nearly $66 billion, an 8.2% increase year over year, with 921 warehouses globally and plans for 28 new store openings.
Membership has grown to 81.4 million, with high renewal rates; the company maintains a low-margin pricing model to sustain customer loyalty.
Berkshire Hathaway sold its 4.3 million shares in 2020, which would now be worth approximately $3.66 billion, reflecting strong stock appreciation.
Costco's combination of capital appreciation, dividend growth, and share buybacks has delivered substantial returns for long-term investors.

On December 5, 1985, Costco Wholesale, then a two-year-old retail entity, launched its initial public offering (IPO) at a price of $10 per share. Shortly after, in January 1986, the company disclosed its initial earnings report for the quarter ending November 24, announcing net sales of $134.5 million. This report was notable not only for the significant sales milestone but also because the company had nearly tripled its sales within a year while achieving profitability during the same period.

Fast forward forty years to Costco’s first quarter of fiscal year 2026, and the retailer reported net sales amounting to $65.98 billion, reflecting an 8.2% increase compared to the previous year. The company's global footprint has expanded to encompass 921 warehouses worldwide, with recent openings in Spain and France marking its geographic growth. Moreover, Costco plans to inaugurate 28 new warehouse locations within fiscal 2026, a considerable expansion given that new stores averaged $192 million in sales in the prior year.

Amid prevalent challenges facing brick-and-mortar retailers—highlighted by numerous store closures from established chains like Kohl's and Macy's and bankruptcies among other brands—Costco stands out for its confident pricing and prosperity. The retailer implemented a membership fee increase from $60 to $65 last year, concomitant with a 5.2% year-over-year uptick in its paid membership base, now totaling 81.4 million members. Additionally, renewal rates in the U.S. and Canada remain robust at 92.2%.

Costco's sustained customer loyalty can be attributed to its steadfast business model emphasizing minimal markup. The company adheres to a pricing philosophy of charging no more than cost plus a 14% margin, or 15% for its private label products. This dedication extends to popular offerings such as the $1.50 hot dog and soda combo, a member-exclusive deal that has been maintained since the company's inception in 1985.

This commitment to value-driven pricing has garnered admiration from influential investors. Charlie Munger, renowned partner of Warren Buffett at Berkshire Hathaway, acknowledged Costco’s operational excellence, expressing a wish for all American companies to perform as effectively. Munger became the second-largest Costco shareholder, holding his shares without selling. However, Berkshire Hathaway sold its 4.3 million Costco shares, valued at $1.3 billion as of June 2020, in the third quarter of that year, a decision Buffett later described as "probably a mistake."

In hindsight, this divestiture was costly; Costco shares appreciated approximately 138% over the following five years. Consequently, the 4.3 million shares Berkshire Bournemouth relinquished would currently be worth around $3.66 billion. Concurrently, Costco has exhibited an 85% increase in dividend payouts since the sale, continuing a 21-year streak of consecutive annual dividend increases.

Beyond dividends, the company has actively repurchased shares, reinforcing shareholder value. In January 2023, Costco authorized a $4 billion share buyback program. During fiscal year 2025, it repurchased $2.18 billion of common stock, supplementing hundreds of millions of dollars spent on stock repurchases in the fiscal year 2024.

Share repurchases are inherently beneficial to shareholders by reducing the total outstanding shares, thereby increasing each shareholder's proportional ownership and potentially facilitating dividend growth since fewer shares must be serviced.

To quantify the financial impact of a long-term investment, the original IPO share price of $10, adjusted for stock splits over four decades, equates to approximately $1.67 per share in effective cost basis. This represents an increase of approximately 50,858%, meaning that an initial investment of $100 in Costco’s IPO would now be valued at around $86,058.

In addition, since Costco commenced dividend payments in 2004 at $0.10 per share—and without further stock splits—an investor holding shares purchased at IPO prices would currently receive annual dividend income approximating $1,329. This exemplifies the combination of capital appreciation and growing income potential that Costco has delivered.

The trajectory of Costco Wholesale over the past 40 years highlights the value that a consistent low-price strategy can bring in attracting a large and loyal customer base. It also illustrates how disciplined capital return policies, including dividends and share repurchases, compound value for long-term shareholders.

Risks
  • The retail environment is challenging with competitors closing stores and some brands facing bankruptcy, indicating potential market pressures for Costco.
  • Membership fee increases, while currently offset by membership growth, could pose a risk to customer retention if market conditions change.
  • The reliance on physical warehouse expansion and membership growth requires sustained consumer demand and operational efficiency to maintain profitability.
  • No additional external or future risks are detailed in the source information.
Disclosure
This article is for informational purposes only and does not constitute investment advice or a recommendation to buy or sell securities.
Search Articles
Category
Finance

Financial News

Ticker Sentiment
Related Articles
Amazon's Investment Propels Beta Technologies Stock in After-Hours Trading

Beta Technologies Inc, an aerospace company specializing in electric aircraft and propulsion systems...

SoFi Shares Slip Slightly Despite Strong Q4 Earnings and Bullish Outlook

SoFi Technologies Inc’s stock saw a minor decline Tuesday afternoon following a period of heighten...

UBS Adjusts Tech Sector Outlook, Advocates Diversification Into Healthcare and Financials

UBS has revised its stance on the U.S. information technology sector from attractive to neutral, hig...

Fiserv Posts Strong Q4 2025 Earnings, Stock Climbs Amid Investor Optimism

Fiserv reported fourth quarter 2025 results that exceeded analyst expectations, with revenue of $5.3...

Shopify’s Stock Gains Momentum Ahead of Q4 2025 Earnings Release

Shopify Inc. shares surged on Tuesday in anticipation of the company’s fourth-quarter and full-yea...

ArcelorMittal Advances Green Steel Production with Major Dunkirk Investment

ArcelorMittal's recent announcement of a €1.3 billion investment in an electric arc furnace (EAF) ...