January 21, 2026
Finance

OneDigital Expands 401(k) Offerings with Private Market Investments Partnering with Apollo, Ares, and Blackstone

Institutional-Grade Private Equity and Credit Strategies Integrated into Personalized Portfolios for Plan Sponsors

Summary

OneDigital has broadened its personalized portfolio program for 401(k) plan sponsors by incorporating private market investments through collaborations with global asset managers Apollo, Ares, and Blackstone. This fiduciary-led initiative aims to deliver institutional-quality strategies including private equity, private credit, and opportunistic investments within advisor-managed portfolios overseen by OneDigital's investment team. Eligible plan sponsors are set to access these private investment options imminently, intending to enhance retirement outcomes through expanded diversification and potential returns.

Key Points

OneDigital has incorporated private equity, private credit, and opportunistic strategies into its personalized 401(k) portfolio program through partnerships with Apollo, Ares, and Blackstone.
The new offering is managed through advisor-led portfolios with oversight by OneDigital's home office investment team, ensuring fiduciary alignment and professional management.
These private investment options will be available to eligible 401(k) plan sponsors starting this quarter, aiming to improve retirement outcomes by expanding access to institutional-quality assets.
Leaders from OneDigital and Blackstone emphasized the historical significance of private markets for institutional investors, highlighting potential benefits in returns, diversification, and volatility reduction.

OneDigital, a nationwide brokerage and financial services firm headquartered in Atlanta and established in 2000, has introduced private investment strategies into its personalized portfolio offering tailored specifically for 401(k) plan sponsors. This new development brings private market asset classes such as private equity, private credit, and opportunistic strategies within reach of workplace retirement plans. The integration is accomplished through partnerships with prominent global asset managers Apollo, Ares, and Blackstone.

The initiative is structured as part of OneDigital's personalized portfolio program, which emphasizes fiduciary responsibility and professional portfolio management. Private investments are embedded into advisor-led, professionally managed portfolios. Ongoing oversight is provided by OneDigital's home office investment team to ensure adherence to investment standards and fiduciary guidelines.

According to OneDigital's president of financial services, Vincent Morris, the engagement with private investments reflects a deliberate effort to bring historically institutional strategies into the workplace retirement environment. Morris highlighted that private markets have been integral to fostering favorable outcomes for institutions and sophisticated investors for many years. By incorporating these asset classes into the personalized portfolios program, OneDigital aspires to deliver enhanced retirement results over time through a structured and aligned fiduciary process.

Supporting this view, Heather von Zuben, global head of retirement solutions at Blackstone, remarked that private markets have demonstrated the ability to provide institutions with opportunities for improved returns, increased diversification, and the mitigation of volatility. The inclusion of Blackstone, alongside Apollo and Ares, signals a commitment to leveraging the expertise of established managers recognized for their capabilities in managing private market assets.

The rollout of these private investment options is projected to begin this quarter, making them available to plan sponsors who meet eligibility requirements. The offering signifies OneDigital's broadened strategy to incorporate asset classes that traditionally have been accessible primarily to institutions or qualified investors, thus expanding the investment toolkit available within 401(k) plans.

OneDigital Investment Advisors serves as the channel through which investment advice is delivered to clients participating in these programs, ensuring professional management and alignment with regulatory standards. The firm's approach reinforces the emphasis on fiduciary responsibility and the prudent incorporation of alternative assets into diversified portfolio solutions.

Overall, this development illustrates a significant advancement in workplace retirement plan management by bridging conventional defined contribution investment options with private market opportunities, potentially improving the risk-return profile for plan participants over the long term.


Furthermore, the investment landscape surrounding these asset managers remains active. Market data indicates that Ares Management Corporation is trading near $165.95 per share, reflecting a modest increase, while Blackstone Inc. holds a share price around $156.63 with similar upward movement. These valuations underscore the relevance and market positioning of the firms involved in this collaboration.

As this private markets integration into 401(k) plans unfolds, the impact on plan sponsor investment choices and participant outcomes will be closely observed by industry stakeholders and financial professionals, especially given the evolving expectations regarding diversification and return enhancement in defined contribution settings.

Risks
  • Availability of private investments is limited to eligible plan sponsors; hence, accessibility may not be universal across all 401(k) plans.
  • Private market investments typically involve longer-term horizons and differing liquidity profiles compared to traditional 401(k) assets, which may impact participant liquidity needs.
  • Integration of complex private strategies requires strict fiduciary oversight to mitigate risks associated with these asset classes within defined contribution plans.
  • Potential regulatory and compliance challenges may arise from expanding non-traditional assets within workplace retirement accounts.
Disclosure
Education only / not financial advice
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