XRP Faces Potential Decline Amid Mixed Signals Despite Strong Investment Interest
December 29, 2025
Finance

XRP Faces Potential Decline Amid Mixed Signals Despite Strong Investment Interest

Indicators reveal both vulnerability and resilience as XRP's price trend shows risk of significant drop; institutional inflows remain robust

Summary

XRP has experienced a roughly 15% decline over the last month, stirring concerns about further downward momentum. While transactional activity on the network diminishes and substantial sell-offs by large holders increase pressure, some technical indicators and ongoing institutional investments suggest potential stabilization. Analysts highlight critical support levels and mixed signals that could influence XRP's near-term valuation path.

Key Points

XRP's value has decreased by approximately 15% over the last month, signaling potential vulnerability in maintaining support levels.
On-chain activity metrics reveal a decline in daily active addresses from about 46,000 to 38,500, indicating reduced user participation.
Large holders (whales) have sold over 40 million XRP tokens recently, contributing to selling pressure on the asset.
Institutional investment remains strong, with over $3.3 billion inflows in 2025 and $70.2 million inflows in the last recorded week, outpacing major cryptocurrencies like Bitcoin and Ethereum.

Over the past month, XRP, a major cryptocurrency token, has dropped approximately 15% in value, leading to apprehensions about its capacity to maintain established support thresholds. This decline emerges despite continuous and significant investments from institutional sources, portraying a complex and mixed market landscape for XRP.

Ali Martinez, a well-known crypto chart analyst, has voiced concerns about the increasing downside risks faced by XRP. She points to weakening on-chain activity and mounting selling pressure as key indicators of potential further decline. Specifically, daily active addresses utilizing XRP have fallen from an estimated 46,000 to around 38,500. This downward trend in user engagement suggests diminishing participation in the network’s ecosystem.

Concurrently, there has been notable distribution activity by large holders, commonly referred to as whales. Over recent weeks, these entities have sold in excess of 40 million XRP tokens, contributing additional downward pressure on the token’s price. This substantial volume of sales by influential investors often signals caution within the market.

According to Martinez’s analysis, a critical price point at $1.77 serves as a support level for XRP. Should the token’s market value fail to hold above this threshold, she warns that the next significant downside target could be near $0.80. This projection implies that investors should prepare for a possible substantial decrease in price if existing support fails to sustain trading levels.

Despite these bearish signals, certain other indicators present a less pessimistic outlook. Cryptoinsightuk, an analyst and trader, highlights that XRP's weekly stochastic Relative Strength Index (RSI) has reached zero on five separate occasions since the 2022 bear market low. Typically, such a reading is followed by a relief rally, and in approximately half of these instances, it has coincided with a cycle low, indicating potential points of price recovery. This pattern suggests that some technical groundwork could exist to support a rebound in XRP’s valuation.

The broader market context also reveals continued strong institutional interest in XRP. As noted by crypto trader Niels, XRP has attracted more than $3.3 billion in institutional inflows during 2025, demonstrating a robust appetite from large-scale investors. Notably, in the most recent week, inflows amounted to $70.2 million, leading XRP to rank highest among major cryptocurrencies for institutional capital influx.

Data released by CoinShares confirms this trend, reporting that investment products related to XRP recorded $70.2 million in inflows for the week ending December 27, 2025. These inflows contributed to a cumulative amount of $424.8 million for the month. In contrast, Bitcoin experienced outflows of approximately $25 million, and Ethereum saw outflows near $241 million during the same period. This divergence highlights XRP’s relative strength in attracting institutional funds despite technical challenges.

Further supporting a positive stance, Cryptoinsightuk remains heavily invested in XRP. He emphasizes the token’s extended period of consolidation in comparison to other altcoins, the recent breakout from an extended eight-year downtrend, and XRP’s ability to maintain prior resistance levels from a seven-year period now serving as support. These factors, according to the analyst, provide a technical foundation that could support future upward momentum for the cryptocurrency.

In summary, XRP finds itself at a crossroads, with technical indicators and on-chain metrics suggesting risk for a decline to lower price points, specifically near $0.80 if critical support does not hold. However, the enduring institutional inflows and certain cyclical technical signals offer counterpoints indicating possible price stability or recovery. The interplay of these elements underscores continued volatility and uncertainty surrounding XRP’s price trajectory in the near term.

Risks
  • Failure of XRP to sustain support at the $1.77 level could trigger a significant price drop toward the $0.80 mark.
  • Declining daily active addresses suggest weakening network engagement, which could negatively impact investor confidence.
  • Large-scale selling by whales may increase downward price pressure and heighten market volatility.
Disclosure
This article is for informational purposes and does not constitute investment advice. All data and analyses are based on available market information as of the date referenced.
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