CZFS (STOCKS)
Citizens Financial Services, Inc. Common Stock
$62.700000
-2.050000 (-3.17%)
Prev close: $64.750000
Company Information
- Exchange
- XNAS
- Sector
- Finance
- Industry
- Regional Banks
- CEO
- Randall E. Black
- Asset Type
- stocks
- Website
- Visit
Fundamentals
- Market Cap
- $301.31M
- Employees
- 410
- P/E (TTM)
- 8.23
- P/B (TTM)
- 0.89
- Dividend Yield
- 392.40%
Technical Indicators
- SMA 10
- —
- SMA 20
- —
- SMA 50
- —
- EMA 9
- —
- EMA 21
- —
- RSI
- —
- MACD State
- —
Analyst Recommendations
3
Strong Buy
3
Buy
1
Hold
0
Sell
Recent News
No recent news found for this ticker.
Earnings Surprises
| Period | Actual | Estimate | Surprise | Surprise % |
|---|---|---|---|---|
|
Dec 2025 (Q4)
|
$2.18 | $2.11 | +0.0686 | +3.25% |
|
Sep 2025 (Q3)
|
$2.09 | $1.80 | +0.2948 | +16.42% |
|
Jun 2025 (Q2)
|
$1.76 | $1.64 | +0.1240 | +7.58% |
|
Mar 2025 (Q1)
|
$1.58 | $1.50 | +0.0794 | +5.27% |
Financial Statements
| Revenues | $9.88M |
| Benefits Costs and Expenses | -$31.82M |
| Costs And Expenses | -$31.82M |
| Operating Expenses | -$31.82M |
| Operating Income/Loss | $41.70M |
| Income/Loss From Continuing Operations After Tax | $34.07M |
| Income/Loss From Continuing Operations Before Tax | $41.70M |
| Income Tax Expense/Benefit | $7.62M |
| Income Tax Expense/Benefit, Deferred | $1.02M |
| Interest And Dividend Income, Operating | $157.81M |
| Interest Expense, Operating | $14.03M |
| Interest Income/Expense After Provision For Losses | $92.79M |
| Interest Income/Expense Operating, Net | $94.66M |
| Noninterest Expense | $65.38M |
| Noninterest Income | $14.29M |
| Net Income/Loss | $34.07M |
| Net Income/Loss Attributable To Noncontrolling Interest | $0.00 |
| Net Income/Loss Attributable To Parent | $34.07M |
| Net Income/Loss Available To Common Stockholders, Basic | $34.07M |
| Participating Securities, Distributed And Undistributed Earnings/Loss, Basic | $0.00 |
| Preferred Stock Dividends And Other Adjustments | $0.00 |
| Provision For Loan, Lease, And Other Losses | $1.88M |
| Basic Earnings Per Share | $7.16 |
| Diluted Earnings Per Share | $7.16 |
| Basic Average Shares | 4,751,459 |
| Diluted Average Shares | 4,753,532 |
| Common Stock Dividends | $1.98 |
| Assets | $3.06B |
| Current Assets | $3.06B |
| Noncurrent Assets | $0.00 |
| Fixed Assets | $21.51M |
| Intangible Assets | $2.37M |
| Liabilities | $2.73B |
| Current Liabilities | $2.73B |
| Noncurrent Liabilities | $0.00 |
| Equity | $327.68M |
| Equity Attributable To Noncontrolling Interest | $0.00 |
| Equity Attributable To Parent | $327.68M |
| Liabilities And Equity | $3.06B |
| Net Cash Flow From Operating Activities | $30.29M |
| Net Cash Flow From Operating Activities, Continuing | $30.29M |
| Net Cash Flow From Investing Activities | -$33.75M |
| Net Cash Flow From Investing Activities, Continuing | -$33.75M |
| Net Cash Flow From Financing Activities | -$2.22M |
| Net Cash Flow From Financing Activities, Continuing | -$2.22M |
| Net Cash Flow | -$5.69M |
| Net Cash Flow, Continuing | -$5.69M |
| Comprehensive Income/Loss | $38.34M |
| Comprehensive Income/Loss Attributable To Noncontrolling Interest | $0.00 |
| Comprehensive Income/Loss Attributable To Parent | $38.34M |
| Other Comprehensive Income/Loss | $38.34M |
| Other Comprehensive Income/Loss Attributable To Parent | $4.27M |