OPHC (STOCKS)

    OptimumBank Holdings, Inc.

    $5.330000
    +0.070000 (+1.33%)
    Prev close: $5.260000
    Company Information
    Exchange
    XASE
    Sector
    Finance
    Industry
    Regional Banks
    CEO
    Timothy L. Terry
    Asset Type
    stocks
    Website
    Visit
    Fundamentals
    Market Cap
    $64.97M
    Employees
    73
    P/E (TTM)
    7.51
    P/B (TTM)
    0.51
    Dividend Yield
    Technical Indicators
    SMA 10
    SMA 20
    SMA 50
    EMA 9
    EMA 21
    RSI
    MACD State

    Analyst Recommendations
    0
    Strong Buy
    0
    Buy
    3
    Hold
    1
    Sell
    Recent News

    No recent news found for this ticker.

    Earnings Surprises
    Period Actual Estimate Surprise Surprise %
    Dec 2025 (Q4)
    $0.21 $0.20 +0.0060 +2.94%
    Sep 2025 (Q3)
    $0.18 $0.15 +0.0270 +17.65%
    Jun 2025 (Q2)
    $0.29 $0.15 +0.1370 +89.54%
    Mar 2025 (Q1)
    $0.32 $0.17 +0.1466 +84.54%
    Financial Statements
    TTM (Dec 2025)
    Revenues $64.35M
    Benefits Costs and Expenses $42.18M
    Costs And Expenses $42.18M
    Operating Expenses $42.18M
    Operating Income/Loss $22.17M
    Income/Loss From Continuing Operations After Tax $16.65M
    Income/Loss From Continuing Operations Before Tax $22.17M
    Income Tax Expense/Benefit $5.52M
    Income Tax Expense/Benefit, Current $5.99M
    Income Tax Expense/Benefit, Deferred -$462.00K
    Interest And Dividend Income, Operating $64.35M
    Interest Expense, Operating $333.00K
    Interest Income/Expense After Provision For Losses $40.55M
    Interest Income/Expense Operating, Net $42.59M
    Noninterest Expense $25.15M
    Noninterest Income $6.77M
    Net Income/Loss $16.65M
    Net Income/Loss Attributable To Noncontrolling Interest $0.00
    Net Income/Loss Attributable To Parent $16.65M
    Net Income/Loss Available To Common Stockholders, Basic $16.65M
    Participating Securities, Distributed And Undistributed Earnings/Loss, Basic $0.00
    Preferred Stock Dividends And Other Adjustments $0.00
    Provision For Loan, Lease, And Other Losses $1.93M
    Basic Earnings Per Share $1.42
    Diluted Earnings Per Share $0.71
    Basic Average Shares 11,697,065
    Diluted Average Shares 11,697,065
    Assets $1.11B
    Current Assets $1.11B
    Noncurrent Assets $0.00
    Fixed Assets $2.49M
    Liabilities $989.78M
    Current Liabilities $989.78M
    Noncurrent Liabilities $0.00
    Equity $121.90M
    Equity Attributable To Noncontrolling Interest $0.00
    Equity Attributable To Parent $121.90M
    Liabilities And Equity $1.11B
    Net Cash Flow From Operating Activities $17.84M
    Net Cash Flow From Operating Activities, Continuing $17.84M
    Net Cash Flow From Investing Activities -$156.68M
    Net Cash Flow From Investing Activities, Continuing -$156.68M
    Net Cash Flow From Financing Activities $159.77M
    Net Cash Flow From Financing Activities, Continuing $159.77M
    Net Cash Flow $20.93M
    Net Cash Flow, Continuing $20.93M
    Comprehensive Income/Loss $17.62M
    Comprehensive Income/Loss Attributable To Noncontrolling Interest $0.00
    Comprehensive Income/Loss Attributable To Parent $17.62M
    Other Comprehensive Income/Loss $973.00K
    Other Comprehensive Income/Loss Attributable To Parent -$4.60M