Analyzing Three AI-Focused ETFs Poised for Growth Despite Recent Underperformance
January 14, 2026
Business News

Analyzing Three AI-Focused ETFs Poised for Growth Despite Recent Underperformance

Examining ARKW, XT, and CHAT ETFs as Opportunities Amid Market Fluctuations

Summary

Recent market data shows three prominent artificial intelligence (AI) exchange-traded funds (ETFs)—ARK Next Generation ETF (ARKW), iShares Future Exponential Technologies ETF (XT), and Roundhill Generative AI & Technology ETF (CHAT)—have experienced declines over the past month, contrasting with the modest gains of the S&P 500. However, their strong one-year returns suggest this downturn may be temporary. Each ETF provides diversified exposure to key sectors and stocks within the AI and technology landscape, making them potential considerations for investors looking to capitalize on AI's growth potential with diversified portfolios.

Key Points

ARK Next Generation ETF (ARKW) focuses on next-generation internet themes, heavily weighted in technology and manages $2.1 billion with an expense ratio of 0.76%, holding 44 stocks.
iShares Future Exponential Technologies ETF (XT) offers broad diversification with 200 stocks across technology, healthcare, and multiple sectors, managed by BlackRock with an expense ratio of 0.46%.
Roundhill Generative AI & Technology ETF (CHAT) is the first ETF targeting generative AI, with 72.3% technology stocks, $1 billion in assets, and an expense ratio of 0.75%. It uniquely excludes Tesla compared to the other funds.

Artificial intelligence continues to be a driver of growth within the equity markets, attracting significant investor interest. Within this landscape, several specialized exchange-traded funds (ETFs) compile portfolios of stocks aligned with AI and next-generation technology trends. While these ETFs often reflect the sector's underlying momentum, a subset is currently experiencing performance setbacks despite strong longer-term gains.

This evaluation focuses on three AI-centered ETFs: the Ark Next Generation ETF (ticker ARKW), the iShares Future Exponential Technologies ETF (ticker XT), and the Roundhill Generative AI & Technology ETF (ticker CHAT). Each has trailed the S&P 500's recent gains by recording negative returns over the past month.

Specifically, ARKW has declined by 1.06%, XT has decreased by 0.53%, and CHAT has fallen 1.40% in the same period, while the S&P 500 enjoyed positive returns. Despite these setbacks, an examination of their one-year returns reveals resilience: ARKW has posted a 38.7% gain, CHAT stands out with nearly 50%, and XT reflects a 26.2% increase, signaling that their recent underperformance may be a transient phase rather than a persistent trend.


Ark Next Generation ETF Overview

ARKW, overseen by Cathie Wood and managed by Ark Invest, is an actively managed fund that targets investments within the next-generation internet space. Launching September 30, 2014, the fund manages $2.1 billion in assets and levies an expense ratio of 0.76%, equating to $76 annually per $10,000 invested.

The fund's portfolio is heavily tilted toward technology stocks, representing 42% of its holdings, supplemented by communication services at 23%, consumer cyclical stocks at 17.8%, and financial services at 16.4%. It holds 44 stocks, with the top ten investments making up 51% of the total portfolio.

The largest holding is Tesla at 8.74%, followed by Roku (5.86%), Advanced Micro Devices (5.67%), Shopify (5.04%), Coinbase Global (4.87%), Robinhood Markets (4.82%), Palantir Technologies (3.75%), Alphabet (3.07%), Circle Internet Group (3.06%), and Roblox (3.02%).


iShares Future Exponential Technologies ETF Details

The XT ETF, administered by BlackRock Fund Advisors, represents companies utilizing or developing exponential technologies across developed and emerging markets. Established in March 2015, the fund is mainly managed by Jennifer Hsui along with other fund managers such as Peter Sietsema, Matt Waldron, and Steven White. It maintains a competitive expense ratio of 0.46%.

Technology stocks compose 38.9% of the fund, while healthcare contributes 28.7%. The remainder includes sectors such as financial services, communication services, industrials, and utilities. Unlike ARKW, XT holds a broader diversification with 200 stocks, and its top ten holdings account for 33% of the portfolio.

The leading assets include Eli Lilly (4.28%), Nvidia (3.93%), Microsoft (3.80%), Tesla (3.78%), Texas Instruments (3.56%), Amazon (3.13%), Analog Devices (3.11%), Johnson & Johnson (2.82%), Alphabet (2.47%), and AbbVie (2.31%).


Roundhill Generative AI & Technology ETF Profile

Managed by Roundhill Investments, CHAT is distinguished as the first ETF explicitly dedicated to generative AI technologies. Founded in May 2023, the fund currently manages assets totaling $1 billion and is overseen by six fund managers since inception. The expense ratio stands at 0.75%.

Technology stocks constitute the largest share in this fund at 72.3%, with communication services (20.1%) and consumer cyclical stocks (6%) comprising the remainder. Its portfolio contains 45 stocks, where the top ten holdings represent 44% of the total assets.

Notably, the ETF has significant weighting in prominent technology giants, including Alphabet (7.86%), Nvidia (6.24%), Microsoft (5.94%), SK Hynix (3.98%), Meta Platforms (3.96%), Samsung (3.59%), Amazon (3.47%), AMD (2.92%), Broadcom (2.91%), and Apple (2.86%). Unlike the other two ETFs, CHAT does not hold Tesla.


Investment Perspective

While these three AI-oriented ETFs have underperformed relative to the broader market over the recent month, their impressive one-year returns provide context that this weakness may be temporary. Each offers a diversified approach to AI investment, enabling access to multiple companies innovating within AI, technology, healthcare, and related sectors.

Investors seeking exposure to AI without concentrating risk in a single stock may find these funds compelling, especially considering the current market pullbacks that offer more attractive entry valuations than recent highs. The portfolio composition of each ETF provides different geographic, sector, and company-level exposures, allowing investors to select vehicles tailored to their preferences and risk profile.

Risks
  • Recent one-month underperformance relative to the S&P 500 suggests short-term volatility in AI-focused ETFs.
  • High concentration in technology and related sectors could lead to elevated sector-specific risks with market fluctuations.
  • Differences in fund management style and holdings imply variable exposure and potential risks unique to each ETF's composition.
Disclosure
This article is provided for informational purposes and does not constitute investment advice. Investors should conduct their own research or consult a financial advisor before making investment decisions.
Search Articles
Category
Business News

Business News

Ticker Sentiment
ARKW - neutral XT - neutral CHAT - neutral
Related Articles
Why Retirement Savings Remain Stagnant and How to Address Common Pitfalls

Many individuals find themselves concerned about the insufficient growth of their retirement account...

Comparing Precious Metals ETFs: Cost Efficiency of IAU Versus the Performance of SLV

Investors evaluating precious metals ETFs often compare the iShares Silver Trust (SLV) and iShares G...

Adjusting to Retirement: The Unexpected Challenge of Transitioning from Work to Freedom

Retirement is often portrayed as a period of leisure and freedom, but many retirees encounter unexpe...

IBM Advances Storage Technology with AI-Integrated FlashSystem Portfolio

IBM announced the launch of its latest FlashSystem portfolio, incorporating artificial intelligence ...

Nebius Strengthens AI Platform with Tavily Acquisition

Nebius Group is advancing its artificial intelligence capabilities by acquiring Tavily, an agentic s...

Zillow Faces Stock Decline Following Quarterly Earnings That Marginally Beat Revenue Expectations

Zillow Group Inc recent quarterly results reflect steady revenue growth surpassing sector averages b...