December 27, 2025
Finance

Comparing Leveraged ETFs: Evaluating the Performance and Risks of SOXL and SPXL

An in-depth look at sector focus, volatility, and returns of two prominent 3X leveraged ETFs

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Summary

This analysis contrasts two leveraged ETFs managed by Direxion: the SPXL, which tracks the S&P 500 index with broad market exposure, and the SOXL, which concentrates exclusively on the semiconductor industry. Emphasizing differences in sector concentration, expense ratios, volatility, and historical performance, the article aims to provide investors with a clearer understanding of the risk-return profiles associated with each fund to inform tactical trading decisions.

Key Points

Both SPXL and SOXL are 3X leveraged ETFs issued by Direxion, aiming to multiply daily returns of their underlying indexes.
SPXL tracks the broad-market S&P 500 index with diversified sector exposure, while SOXL focuses exclusively on the semiconductor industry within technology.
Expense ratios are close, with SPXL at 0.87% and SOXL slightly lower at 0.75%, and dividend yields differ modestly reflecting underlying holdings.
SOXL demonstrates higher volatility and risk, shown by a maximum five-year drawdown of 90.51%, compared to SPXL’s 63.84%.
Performance over five years favors SPXL, which grew $1,000 to $3,078, while SOXL grew to $1,280, highlighting greater stability in diversified exposure.
Both funds reset their 3X leverage daily, which can cause their returns to deviate from expected multiples over extended holding periods due to performance drift.
SPXL has broader sector diversification across the S&P 500, including significant technology, financials, and consumer sectors, while SOXL has a pure semiconductor focus with 44 holdings.
SOXL’s larger asset base suggests higher liquidity, potentially benefiting traders engaging in short-term tactical strategies.

The Direxion Daily S&P 500 Bull 3X Shares ETF (ticker: SPXL) and the Direxion Daily Semiconductor Bull 3X Shares ETF (ticker: SOXL) are both designed to deliver three times the daily returns of their respective benchmarks, leveraging the power of derivatives to amplify short-term gains and losses. Despite this commonality, these funds differ significantly in terms of sector exposure, risk levels, and historical performance trajectories, which are critical considerations for prospective investors.

Fund Profiles and Cost Structure

From an expense standpoint, SPXL carries a 0.87% annual fee, while SOXL is marginally cheaper with a 0.75% expense ratio. This similarity in costs is typical among leveraged ETFs, which generally command higher fees than unleveraged counterparts due to their complex structures. Regarding dividend yields, SPXL distributes roughly 0.8%, reflecting its diversified exposure, while SOXL yields about 0.5%, consistent with its focus on the semiconductor space where dividend payouts tend to be lower.

Underlying Holdings and Sector Diversification

The starkest distinction lies in sector concentration. SOXL operates as a pure semiconductor play, allocating 100% of its assets to the technology sector, specifically semiconductor companies. Its holdings number 44 stocks, with significant weightings in major chipmakers such as Advanced Micro Devices (AMD), Broadcom (AVGO), and Nvidia (NVDA). By contrast, SPXL encompasses the entirety of the S&P 500 index, resulting in broader diversification across multiple sectors. Technology assets account for around 36% of SPXL’s portfolio, but it also includes appreciable exposures to financial services and consumer cyclical industries. Its top constituents closely mirror some of SOXL’s holdings, including Nvidia, while also featuring other tech giants like Apple (AAPL) and Microsoft (MSFT).

Performance Metrics and Volatility Considerations

Assessing outcomes over the past five years highlights important performance nuances. SPXL has demonstrated growth of approximately $3,078 on an initial $1,000 investment, considerably outperforming SOXL’s gain of $1,280 over the same timeframe. However, SOXL exhibits heightened volatility, as illustrated by its maximum drawdown of -90.51%, which substantially exceeds SPXL’s worst peak-to-trough decline of -63.84%. The amplified swings in SOXL’s value stem from its concentrated exposure to the highly cyclical semiconductor market and the inherent risk magnification associated with daily triple leverage.

Both ETFs employ a daily leverage reset mechanism intended to maintain their 3x exposure on a daily basis. While this strategy aligns with short-term trading objectives, it can cause performance drift when positions are held longer term, especially during periods of elevated market volatility. Investors should be aware that the compounding effects of daily resets can lead to returns diverging from the expected multiple of the underlying index over extended durations.

Liquidity and Assets Under Management

From a size perspective, SOXL is notably larger with assets under management totaling approximately $13.9 billion, while SPXL commands roughly $6.0 billion. Greater fund size often correlates with better liquidity and narrower bid-ask spreads, factors that can influence trading costs for frequent traders engaged in tactical positioning.

Investor Suitability and Strategic Considerations

Given their leveraged nature, both SPXL and SOXL are designed primarily for investors seeking elevated risk and the potential for outsized short-term returns. Their sensitivities to daily market moves and significant volatility render them unsuitable for long-term buy-and-hold strategies. Investors aiming for thematic exposure to the semiconductor industry, particularly those interested in capitalizing on developments linked to artificial intelligence, may find SOXL’s concentrated technology focus appealing despite the increased risk of sharp corrections should sector sentiment reverse abruptly.

Conversely, SPXL’s diversified exposure across the entire S&P 500 offers a relatively mitigated risk profile, which is reflected in its smaller maximum drawdown. This broader sector allocation provides some cushioning if technology-driven enthusiasm cools, given that other industries contribute stabilizing effects to the fund’s performance. The trade-off is a slightly higher expense ratio and potentially less pronounced gains in bull markets led by technology.

Summary

Ultimately, the decision between SPXL and SOXL hinges on an investor’s risk tolerance, confidence in sector-specific momentum, and investment timeframe. SOXL presents a powerful but volatile lever on the semiconductor sector’s prospects, while SPXL offers a more balanced leveraged play on the general market with somewhat greater resilience to sector downturns. Both require careful monitoring due to the amplified consequences of volatility and daily leverage adjustments.

Risks
  • Both ETFs carry elevated risks due to triple leverage, making them unsuitable for long-term buy-and-hold investors.
  • SOXL’s concentration in semiconductors heightens susceptibility to sector-specific downturns, especially if artificial intelligence enthusiasm diminishes.
  • Daily leverage reset can cause performance drift away from expected returns, affecting longer-term investment outcomes.
  • Significant maximum drawdowns in both funds indicate potential for large losses in adverse market conditions.
  • High volatility can magnify losses quickly, particularly for SOXL given its narrower focus.
  • Expense ratios, while typical for leveraged ETFs, will reduce net returns over time.
  • Industry concentration in SOXL reduces diversification, increasing exposure to idiosyncratic risks.
  • SPXL, although broader, still carries risk due to its leverage and notable allocation to volatile sectors like technology.
Disclosure
This analysis is for informational purposes only and does not constitute investment advice. Investors should consider their own risk tolerance and objectives when evaluating leveraged ETFs.
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