United Community Banks, Inc. (NYSE: UCB), headquartered in Greenville, South Carolina, is poised to release its fourth-quarter financial results on Wednesday, January 14, 2025, ahead of the market opening. Industry analysts project that the company will report an earnings per share (EPS) of 71 cents for the quarter, marking an increase from 63 cents per share during the same period last year.
Revenue projections have also been revised upwards, with consensus estimates indicating quarterly revenue of approximately $273.6 million, surpassing the previous year’s figure of $251.93 million. These data points derive from Benzinga Pro’s latest market analysis.
In preparation for its earnings release, United Community Banks endorsed a plan on December 8, 2024, to repurchase up to $100 million of its outstanding common shares. This initiative may signal the company’s confidence in its financial position and long-term value for shareholders.
Following this announcement and ahead of the upcoming earnings report, shares of United Community Banks experienced a positive market reaction, gaining 2.3% to close at $33.28 on the previous Thursday.
Several prominent market analysts have lately updated their assessments of the stock, adjusting ratings and price targets based on evolving company performance expectations.
- At Keefe, Bruyette & Woods, analyst Catherine Mealor maintained a Market Perform rating for United Community Banks while increasing the price target from $32 to $34 as of July 28, 2025. Mealor’s track record includes a 73% accuracy rate for her stock recommendations.
- Gary Tenner of DA Davidson upheld a Buy rating on the stock and elevated the price objective from $34 to $36 on July 24, 2025. Tenner’s analyst accuracy rate stands at 78%, reflecting a strong forecasting record.
- Raymond James analyst Daniel Tamayo opted to downgrade the rating from Outperform to Market Perform on July 8, 2025. His accuracy rating is reported at 61%.
- Russell Gunther from Stephens & Co. continued to endorse an Overweight rating with a $36 price target as of April 23, 2025. Gunther’s estimates have an accuracy rate of 69%.
- At the Hovde Group, analyst David Bishop maintained a Market Perform rating but reduced the price target from $36 to $32 on March 20, 2025. Bishop’s accuracy rating is 64%.
The array of analyst opinions underscores varying perspectives on United Community Banks’ growth potential and valuation metrics as investors await formal financial disclosures.
In summary, United Community Banks’ forthcoming earnings announcement, combined with strategic share repurchase authorization and mixed analyst guidance, suggests a pivotal moment for the company’s stock positioning. Market participants and stakeholders will be closely monitoring the earnings call to assess how the bank’s financial performance aligns with these expectations and to gauge potential implications for the stock’s trajectory.