January 30, 2026
Finance

American Express Prepares to Unveil Q4 Financial Results Amid Analyst Forecast Updates

Wall Street's Leading Analysts Reassess American Express Valuation and Ratings Ahead of Earnings Release

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Summary

American Express Company is set to disclose its fourth-quarter earnings prior to market open on January 30. Wall Street consensus points to an increase in earnings per share and revenue compared to last year, supported by a track record of recent earnings beats. In the days leading up to the announcement, prominent analysts with strong accuracy records have adjusted their respective price targets and maintained diverse ratings reflecting cautious optimism about the company’s near-term prospects.

Key Points

American Express is expected to report fourth-quarter earnings of $3.54 per share, up from $3.04 in the previous year.
Revenue for the quarter is forecasted at $18.88 billion, surpassing last year’s $17.18 billion, highlighting growth momentum.
Several top analysts have recently adjusted price targets upward while maintaining various rating categories from Neutral to Buy and Overweight.
The company has a recent record of exceeding revenue estimates in three consecutive quarters and five out of the last ten, indicating consistent performance.

New York-based American Express Company (NYSE: AXP) is slated to announce its financial results for the final quarter before the market opens on Friday, January 30. According to aggregated analyst data, the firm is projected to report earnings per share (EPS) of $3.54 for the quarter, marking a notable increase from the $3.04 earned in the corresponding period last year.

In parallel, revenue expectations have also shown an upward trend; consensus estimates forecast fourth-quarter revenues of approximately $18.88 billion, exceeding the $17.18 billion recorded in the prior year. This uptick aligns with American Express's recent performance pattern, as the company has surpassed revenue projections in each of the previous three quarters and in five out of the last ten overall.

Market response ahead of the release has been muted but positive, with shares of American Express inching up by 0.4%, closing at $358.50 on Thursday. This reflects cautious investor optimism towards the upcoming results amid a backdrop of analyst reassessments.

Wall Street’s preeminent analysts, known for their accuracy in forecasts, have recently revised their evaluations of American Express's stock. Richard Shane of JP Morgan retains a Neutral stance but has adjusted his price target upward from $360 to $385 as of January 12, 2026, citing factors that maintain balanced prospects for the company. Shane’s ratings have a historical accuracy rate of 68%, indicating considerable reliability.

Similarly, Moshe Orenbuch from TD Cowen continues to hold a Hold rating, increasing his price target from $350 to $375 on January 8, 2026. His forecast accuracy stands at 65%, reflecting a respectable level of confidence in his assessments.

On a more optimistic note, Brian Foran of Truist Securities upholds a Buy rating and has raised his price target from $395 to $420 as of December 22, 2025. Foran’s rating accuracy measures at 75%, denoting a strong track record in predicting stock movements.

Complementing this positive outlook, Donald Fandetti of Wells Fargo keeps an Overweight rating, advancing his price target from $400 to $425 on December 17, 2025. With an accuracy rate of 70%, Fandetti’s views carry substantial weight among investors.

Meanwhile, Darrin Peller of Wolfe Research has maintained a Peer Perform rating as of December 8, 2025, supported by an accuracy rate of 69%. This rating suggests performance expected to be in line with comparable companies in the sector.

Investors evaluating American Express stock in the current volatile market environment might consider these recent analytical insights. There is an active interest in short-term trading ideas, with industry experts such as Matt Maley identifying rapid fluctuations and trading setups designed to capitalize on the market unpredictability, often executing trades within short time frames of days.

Investors seeking further detailed metrics and ratings can utilize resources such as Benzinga’s Analyst Stock Ratings page, which offers up-to-date information sortable by stock ticker, company name, analyst firm, and rating changes.

American Express’s stock closed recently at $360.11, with momentum and quality metrics reflecting underlying business factors, although growth and value evaluations may require additional data for comprehensive analysis.


Overall, the anticipated Q4 earnings report from American Express is poised to deliver insights on the company’s financial health and prospects. Analyst revisions and market reactions underscore a complex yet cautiously optimistic outlook as the release approaches.

Risks
  • Earnings and revenue projections are consensus estimates and actual results may vary, potentially impacting stock performance.
  • Analyst ratings vary from Neutral to Overweight, reflecting differing views on company prospects and creating uncertainty.
  • Market volatility may affect stock price movements ahead of and following the earnings announcement.
  • Limited growth and value metrics availability could constrain comprehensive assessment of company’s longer-term outlook.
Disclosure
Education only / not financial advice
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